09280765 is referenced by 40 patents and cites 442 patents.

Embodiments of the present invention are directed generally to systems, methods, and apparatuses for authenticating a cardholder using multiple tokenization authentication. Embodiments of the invention are directed at a method. The method includes receiving at a first entity a first token from a consumer and determining a second token associated with the first token. Once the second token is determined, the second token is sent to a server computer at a second entity. The server computer then determines an account identifier associated with the second token and processes a transaction using the account identifier.

Title
Multiple tokenization for authentication
Application Number
13/443737
Publication Number
9280765 (B2)
Application Date
April 10, 2012
Publication Date
March 8, 2016
Inventor
Ayman Hammad
Pleasanton
CA, US
Agent
Kilpatrick Townsend & Stockton
Assignee
Visa International Service Association
CA, US
IPC
G06F 9/38
H04L 9/32
G06F 9/30
G06Q 20/38
G06Q 20/40
G06Q 20/12
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