08433657 is referenced by 7 patents and cites 28 patents.

A portable device is configured to transmit a first encrypted message to an account database server. The first encrypted message may comprise a request to get information about a financial account. The portable device receives a second encrypted message comprising the financial account information. The portable device wirelessly receives a signal from a merchant machine and wirelessly transmits a response message to the merchant machine. The response message comprises account related information for the merchant machine to trigger a financial transaction.

Title
Secure and mobile financial transaction
Application Number
13/437590
Publication Number
8433657 (B2)
Application Date
April 2, 2012
Publication Date
April 30, 2013
Inventor
Esmael Hejazi Dinan
Herndon
VA, US
Agent
David Grossman
Esmael Dinan
Assignee
Ofinno Technologies
VA, US
IPC
G06Q 20/06
G06Q 20/02
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