08160959 is referenced by 55 patents and cites 265 patents.

Methods and systems for conducting financial transactions in a mobile environment utilizing a mobile device such as a mobile telephone or wireless connected personal digital assistant (PDA) that communicates with a mobile financial transaction system (MFTS) that stores user and transaction information. The MFTS receives information on behalf of a mobile device user corresponding to bills to pay or other payments to make. The MFTS also receives information corresponding to payment sources available for use in making payments. Selected payments information and payment source information are communicated to the mobile user via a wireless network and displayed for user selection. The user selects a payment to make and a payment source. A mobile payment instruction is generated and communicated to the MFTS. The MFTS instructs a payment instruction recipient to make a payment to an identified payee. Real-time updated account and payment balances are provided to the user's mobile device.

Title
Methods and systems for payment transactions in a mobile environment
Application Number
11/428857
Publication Number
8160959 (B2)
Application Date
July 6, 2006
Publication Date
April 17, 2012
Inventor
Kyle Leighton Cochran
Mableton
GA, US
Gregory Michael Rickman
Atlanta
GA, US
Warren Derek Porter
Atlanta
GA, US
Brady Lee Rackley III
Atlanta
GA, US
Agent
Nicholas A Cole
Assignee
Firethorn Mobile
GA, US
IPC
G06K 5/00
G06Q 40/00
View Original Source