08151345 is referenced by 13 patents and cites 16 patents.

Self-authorizing cards and cellular network adapters for authorization of financially payments and other secure transactions. In some embodiments a smart card is provided with a connector for a USB port on a computer terminal such as a personal computer (PC). Embodiments are also provided for mobile phones, personal digital assistants (PDAs), and similar devices. The self-authorizing devices typically include a secure element that has been previously provisioned with information about a particular card holder account. A secure element reader interrogates the smart element and derives information needed to authorize the transaction. A communications controller transmits the information to a host device, such as a PC, PDA, or a mobile phone.

Title
Self-authorizing devices
Application Number
12/19318
Publication Number
8151345 (B1)
Application Date
January 24, 2008
Publication Date
April 3, 2012
Inventor
C Douglas Yeager
Knoxville
TN, US
Agent
Luedeka Neely Group P C
IPC
G06F 7/04
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