08090598 is referenced by 202 patents and cites 274 patents.

Means are provided for recording, storing, calculating, communicating and reviewing one or more operational aspects of a machine. Insurance costs are based, in part, on activities of the machine operator. A discount may be provided in exchange for recording the operational aspects and providing the recorded information to the insurer. The party may review information and decide whether to provide it to the insurer. The means for reviewing may present comparative information. Information that causes insurance costs to vary may be highlighted. Provided data may be used to verify insurance application information, generate actuarial information or determine insurance rates. Operating data may be reviewed on a computer, a Web site or other display medium so a party can observe how his operating behavior compares to that of other operators of similar machines and may be manipulated so a party can understand how changes in operating behavior can affect his insurance rates.

Title
Monitoring system for determining and communicating a cost of insurance
Application Number
10/764076
Publication Number
8090598 (B2)
Application Date
January 23, 2004
Publication Date
January 3, 2012
Inventor
Patrick Lawrence O Malley
Avon
OH, US
David Charles Huber Jr
Hudson
OH, US
Michael Vincent Esposito
Aurora
OH, US
Kurtis Tavis Burns
Lakewood
OH, US
Alan Rex Bauer
Mill Valley
CA, US
Agent
Brinks Hofer Gilson & Lione
Assignee
Progressive Casualty Insurance Company
OH, US
IPC
G06Q 40/00
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