08074877 is referenced by 96 patents and cites 242 patents.

A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.

Title
Systems and methods for programmable payment cards and devices with loyalty-based payment applications
Application Number
12/339058
Publication Number
8074877 (B2)
Application Date
December 19, 2008
Publication Date
December 13, 2011
Inventor
Philip Yen
Cupertino
CA, US
Jeffrey David Mullen
Pittsburgh
PA, US
Assignee
Dynamics
PA, US
IPC
G06K 5/00
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