08016191 is referenced by 39 patents and cites 1623 patents.

A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.

Title
Smartcard transaction system and method
Application Number
12/853167
Publication Number
8016191 (B2)
Application Date
August 9, 2010
Publication Date
September 13, 2011
Inventor
Glen Salow
Holmdel
NJ, US
David S Bonalle
New Rochelle
NY, US
Agent
Snell & Wilmer L
Assignee
American Express Travel Related Services Company
NY, US
IPC
G06Q 20/00
H04Q 5/22
G05B 23/00
G05B 19/00
G06K 19/06
G06K 5/00
G07F 19/00
G07D 11/00
G06Q 40/00
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