07366703 is referenced by 51 patents and cites 29 patents.

A system and method are disclosed for conducting electronic commerce such as a virtual purchase transaction with an on-line merchant. A user is provided with an intelligent token, such as a smart card containing a digital certificate. The intelligent token suitably authenticates with a wallet server on a network that conducts all or portions of the transaction on behalf of the user with out requiring changes to the merchant's server. The wallet server interacts with a security server of a selected financial service to provide authentication of the transaction. Upon authentication, the digital wallet pre-fills forms which are transmitted to the merchant who contacts the security server for validation of the forms and upon validation, completes the transaction with the user.

Title
Smartcard internet authorization system
Application Number
9/754465
Publication Number
7366703 (B2)
Application Date
January 4, 2001
Publication Date
April 29, 2008
Inventor
Lee J Peart
Shioiju
GB
Carl Larkin
Barnham Bognore Regis
GB
William G Hohle
North Lehi
UT, US
William J Gray
Salt Lake City
UT, US
Agent
Snell & Wilmer L
Assignee
American Express Travel Related Services Company
NY, US
IPC
H04L 9/00
H04K 1/00
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