07228155 is referenced by 91 patents and cites 452 patents.

The present invention relates to a process for providing a RF module configured to convert a nontraditional transaction device for traditional transaction completion. The RF module is placed in physical and logical communication with a microprocessor of a nontraditional transaction device for receiving a personalization file to enable the RF module to complete RF transactions. In an exemplary embodiment, the microprocessor is configured to receive the personalization file from a mobile device account provider subsequent to an end user establishing communication with the device account provider and notifying the provider that a RF module is to be personalized. The mobile device account provider may receive the personalization file from a RF module account issuer and provide the personalization file to the RF module via the mobile device microprocessor. In another exemplary embodiment, the mobile device may include a USB interface for use in providing the personalization file to the RF module by establishing communications between the USB interface and the mobile device account provider or the RF module account provider as required.

Title
System and method for remotely initializing a RF transaction
Application Number
10/711970
Publication Number
7228155 (B2)
Application Date
October 15, 2004
Publication Date
June 5, 2007
Inventor
Peter D Saunders
Salt Lake City
UT, US
Agent
Fitzpatrick Cella Harper & Scinto
Assignee
American Express Travel Related Services Company
NY, US
IPC
H04B 1/38
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