07165051 is referenced by 92 patents and cites 219 patents.

An electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction is disclosed. The server includes a software module configured to receive user-entered information via the network including an electronic purchase order for a product within the electronic commerce system. In addition, the server includes a fraud detection mechanism active during electronic commerce transactions. The fraud detection mechanism determines a likelihood that the electronic purchase order is attempted fraud based upon (i) information associated with the user-entered information and (ii) factors relating to a users real-time interaction with the server during a transaction to process the electronic purchase order. A method performed by an electronic commerce system for determining a likelihood that the electronic purchase order is attempted fraud based is also provided.

Title
Electronic commerce system and method for detecting fraud
Application Number
11/67396
Publication Number
7165051 (B2)
Application Date
February 22, 2005
Publication Date
January 16, 2007
Inventor
Kelly J Wical
Hastings
MN, US
Joel A Ronning
Excelsior
MN, US
Agent
Shawn B Dempster
North Oaks Patent Agency
Assignee
Digital River
MN, US
IPC
H04L 9/00
H04K 1/00
G06Q 99/00
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