07163145 is referenced by 40 patents and cites 67 patents.

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

Title
Geographic area multiple service card system
Application Number
10/708580
Publication Number
7163145 (B2)
Application Date
March 12, 2004
Publication Date
January 16, 2007
Inventor
Penelope Wood Kulko
Brooklyn
NY, US
Scott Vosburgh
Greensboro
NC, US
Ray Sharp
Coral Springs
FL, US
Jason Nanton
New York
NY, US
Julia Menichilli
Manhasset
NY, US
Birgitta Mayer
New York
NY, US
Aliza Freud
New York
NY, US
Mary Ann Fitzmaurice
New York
NY, US
Perry A Cohagan
Brooklyn Heights
NY, US
Agent
Snell & Wilmer L
Assignee
American Express Travel Related Services Co
NY, US
IPC
G06K 5/00
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