07155411 is referenced by 137 patents and cites 8 patents.

An electronic wallet including is made available to a user and is capable of storing a wide variety of different types of accounts (including both payment accounts and traditional credit card accounts). An identification of the different accounts corresponding to a user is displayed to the user and the user is allowed to manipulate these accounts. The electronic wallet also allows the user to combine funds from multiple different accounts into a single account. This combination allows the interface on a merchant server to be designed to accommodate a single account without concern for what types of accounts a user may wish to combine. Furthermore, in accordance with one aspect, when the user is purchasing goods and/or services from a merchant on-line, only those accounts that are useable at the merchant are presented as being available to the user.

Title
Integrating payment accounts and an electronic wallet
Application Number
9/675466
Publication Number
7155411 (B1)
Application Date
September 28, 2000
Publication Date
December 26, 2006
Inventor
Greg A Marks
Redmond
WA, US
Joseph N Coco
Redmond
WA, US
Arnold N Blinn
Clyde Hill
WA, US
Agent
Lee & Hayes PLLC
Assignee
Microsoft Corporation
WA, US
IPC
G06F 17/60
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