07149296 is referenced by 77 patents and cites 54 patents.

A method, system, and program providing identification usage fraud protection are provided. A context for a use of an identification via a communication line is detected at a fraud protection service. The context for use of the identification is analyzed in view of multiple previous uses of the identification. A level of suspicion of fraudulent use of the identification is specified according to the analysis of the context. Depending on the level of suspicion, further use of the identification may require additional authentication or may be barred. The identification may include a user name, an account number, a password, or other identifier that may be utilized to represent an individual in accessing products and services.

Title
Providing account usage fraud protection
Application Number
10/22165
Publication Number
7149296 (B2)
Application Date
December 17, 2001
Publication Date
December 12, 2006
Inventor
Scott Lee Winters
Austin
TX, US
James Mark Weaver
Austin
TX, US
Michael A Paolini
Austin
TX, US
Joseph Herbert McIntyre
Austin
TX, US
Michael Wayne Brown
Georgetown
TX, US
Agent
Amy J Pattillo
Mark S Walker
Assignee
International Business Machines Corporation
NY, US
IPC
H04M 3/00
H04M 17/00
H04M 15/00
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