07143063 is referenced by 159 patents and cites 59 patents.

A system and method are disclosed for presenting a reason for the rejection of a credit application from an applicant is disclosed. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the application by the credit bureau. The factor identified by the credit bureau is mapped to an internal rejection code. A rejection reason is provided that corresponds to the internal rejection code to the applicant.

Title
Method and apparatus for a verifiable on line rejection of an applicant for credit
Application Number
10/386390
Publication Number
7143063 (B2)
Application Date
March 10, 2003
Publication Date
November 28, 2006
Inventor
David W Dowhan
Mountain View
CA, US
Timothy J Coltrell
Danville
CA, US
Yinzi Cai
Fremont
CA, US
Eric R Meeks
San Francisco
CA, US
Mary Lent
Corte Madera
CA, US
Jeremy R Lent
Corte Madera
CA, US
Agent
Van Pelt Yi & James
Assignee
NextCard
NJ, US
IPC
G06F 17/60
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