07096003 is referenced by 165 patents and cites 167 patents.

An apparatus including a memory device for storing a limitation or restriction on an account use received via the Internet and/or World Wide Web and a processing device for determining whether a transaction on the account or a use of a wireless or cellular communication device is authorized, allowed, or disallowed. An apparatus including a processing device for processing information regarding a banking transaction or use of a wireless or cellular communication device and generating a signal containing information regarding the transaction or device use and a transmitter for transmitting the signal to a communication device. An apparatus including a processing device for processing transaction information and generating a signal containing transaction information, and a transmitter for transmitting the signal to a communication device via the Internet and/or World Wide Web independently of transaction processing by a central transaction processing computer.

Title
Transaction security apparatus
Application Number
9/949694
Publication Number
7096003 (B2)
Application Date
September 10, 2001
Publication Date
August 22, 2006
Inventor
Robert Richard Bock
Yonkers, 10704
NY, US
Raymond Anthony Joao
Yonkers, 10703
NY, US
Agent
Raymond A Joao Esq
IPC
H04Q 7/32
H04Q 7/36
H04Q 7/20
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