07072864 is referenced by 144 patents and cites 459 patents.

The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered (for example, telephone calling card or gasoline product purchasing card) while enjoying reward benefits based on those purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards such as VISA®, MASTERCARD®, AMERICAN EXPRESS®, or DISCOVER®. The combination of features allows a customer to purchase various goods and services from several different merchants. If the customer chooses to activate the CAM card as both a transaction card and a credit card, the customer is given the benefit of using the card in both manners described above.

Title
Customer activated multi-value (CAM) card
Application Number
10/370227
Publication Number
7072864 (B2)
Application Date
February 20, 2003
Publication Date
July 4, 2006
Inventor
Jennifer Zimmerman
Middletown
DE, US
Deborah Schwartz
Wynnewood
PA, US
Francis B Brake Jr
Swarthmore
PA, US
Agent
Hunton & Williams
Assignee
Bank One Deleware N A
DE, US
IPC
G06F 17/60
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