07069234 is referenced by 352 patents and cites 53 patents.

The present disclosure provides for initiation of an agreement utilizing a network. First, a buyer and a seller are allowed to negotiate terms of trade utilizing a network. A form is received from the buyer indicating the terms of trade utilizing the network. Also received utilizing the network is an identifier of the buyer. Thereafter, the form is sent to a bank for assessing the credit of the buyer utilizing the network. The bank to which the credit application is sent is based on the identifier. Next, the form is forwarded to a seller along with the assessment of the credit of the buyer. At such time, the seller is permitted to digitally sign the form utilizing the network. The digitally signed form is then received from the seller utilizing the network after which a notice is sent to the buyer indicating that the digitally signed form has been received from the seller, thus initiating the agreement.

Title
Initiating an agreement in an e-commerce environment
Application Number
9/470039
Publication Number
7069234 (B1)
Application Date
December 22, 1999
Publication Date
June 27, 2006
Inventor
Kevin Chu
Atlanta
GA, US
Andreas Stepniczka
San Francisco
CA, US
Richard D Cornelius
Santa Monica
CA, US
Agent
Oppenheimer Wolff & Donnelly
Assignee
Accenture
CA, US
IPC
G06F 17/60
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