06629081 is referenced by 421 patents and cites 3 patents.

A system, method and article of manufacture are provided for account settlement utilizing a network. First, a buyer is allowed to select from a group of options in order to settle an account utilizing a network. The options include settling a minimum balance, partially settling, settling a full balance, and applying for an import loan on payment due date. The selected option is then received utilizing the network. Finance interest may then be booked against the buyer for an unpaid portion of the account if the selected option includes either settling a minimum balance or partially settling. If the selected option includes settling a full balance, the account may be reconciled. On the other hand, if the selected option includes applying for an import loan on payment due date, an import loan may be booked and a credit line may be transferred to a trade loan line.

Title
Account settlement and financing in an e-commerce environment
Application Number
9/470023
Publication Number
6629081 (B1)
Application Date
December 22, 1999
Publication Date
September 30, 2003
Inventor
Kevin Chu
Atlanta
GA, US
Andreas Stepniczka
San Francisco
CA, US
Richard D Cornelius
Santa Monica
CA, US
Agent
Oppenheimer Wolff & Donnelly
US
Assignee
Accenture
CA, US
IPC
G06F 17/60
View Original Source