06473500 is referenced by 509 patents.

A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card activated at the point of purchase, use the card to purchase goods and services, and reload the card for future use. The system uses a communications network for issuance, activation, and accounting, and activation is accomplished on a real-time basis, either one account at a time or in a batch mode. The card can be used to purchase a wide range of goods and services including telephone services. The card can also be used to make cash withdrawals at an ATM or a point-of-sale terminal.

Title
System and method for using a prepaid card
Application Number
9/181377
Publication Number
6473500 (B1)
Application Date
October 28, 1998
Publication Date
October 29, 2002
Inventor
Brian Stangle
New Fairfield
CT, US
Janice Wiggins
New Fairfield
CT, US
Kevin McKenzie
O'Fallon
MO, US
Burnett D Hunter
Elmsford
NY, US
Nicole N Risafi
Stamford
CT, US
Agent
Baker Botts L
US
Assignee
MasterCard International Incorporated
NY, US
IPC
H04M 17/00
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