06324524 is referenced by 473 patents and cites 39 patents.

A system and method are disclosed for presenting multiple custom offers to an applicant for credit over a network. The method includes obtaining a credit report containing applicant data. A plurality of offers are presented to the applicant. The plurality of offers are derived from the applicant data. The plurality of offers include different required balance transfers. A selected offer is obtained from the applicant.

Title
Method and apparatus for an account level offer of credit and real time balance transfer
Application Number
9/185000
Publication Number
6324524 (B1)
Application Date
November 3, 1998
Publication Date
November 27, 2001
Inventor
David W Dowhan
Mountain View
CA, US
Timothy J Coltrell
Danville
CA, US
Yinzi Cai
Fremont
CA, US
Eric R Meeks
San Francisco
CA, US
Mary Lent
Corte Madera
CA, US
Jeremy R Lent
Corte Madera
CA, US
Agent
Van Pelt & Yi
US
Assignee
NextCard
CA, US
IPC
G06F 17/60
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