06321339 is referenced by 248 patents and cites 36 patents.

A network authentication system generates digital certificates to users, which provide verification of the identity or other attributes of the users to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. The authenticator can be configured to require differing levels of input or award differing levels of privilege to the ultimate certificate.

Title
System and method for authentication of network users and issuing a digital certificate
Application Number
9/315129
Publication Number
6321339 (B1)
Application Date
May 20, 1999
Publication Date
November 20, 2001
Inventor
Jone Wilder
Sugar Hill
GA, US
Jennifer French
Dacula
GA, US
Agent
Kilpatrick Stockton
US
Assignee
Equifax
GA, US
IPC
G06F 12/14
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