An automated comp rating system and method for accurately determining a players gross wagers at a live card game table. A reader at each player position at a game table reads a player data medium to identify a player. The player places a wager wherein each wagering device has value identifying data. A decoder receives the value identifying data to automatically determine the value of each wager. A computer obtains the player's identity, the wager value, and the player position and the time of each live card game. The computer determines a gross session wager value for the each gaming session constituting a number of separate live card games at the table. Any computer in the system can access the game table computer and a database containing a player's history record to determine an accumulative gross wager, a premium point factor, the premium point balance, for awarding comps, paying agent fees to player scouts, tailoring a direct mail campaign, and reducing labor costs.