06263447 is referenced by 300 patents and cites 35 patents.

A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. Queries can be presented in interactive, batch processed, or other format. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.

Title
System and method for authentication of network users
Application Number
9/315128
Publication Number
6263447 (B1)
Application Date
May 20, 1999
Publication Date
July 17, 2001
Inventor
Jone Wilder
Sugar Hill
GA, US
Jennifer French
Dacula
GA, US
Agent
Kilpatrick Stockton
US
Assignee
Equifax
GA, US
IPC
H04L 9/32
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