06193155 is referenced by 176 patents and cites 24 patents.

The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. The present invention includes a first aspect directed to a merchant card authorization terminal and a second aspect directed to a credit card issuer central controller. According to the first aspect, a method for redeeming a gift certificate drawn on a financial account is disclosed including the steps of receiving a gift certificate for payment of an identified value, transmitting a request for authorization to a central server, receiving an authorization signal, representing an indication that redemption of the gift certificate is authorized, from said central server and receiving a payment from the account issuer based on said identified value. A system is also disclosed for implementing the methods in all aspects of the present invention.

Title
Method and apparatus for issuing and managing gift certificates
Application Number
8/997680
Publication Number
6193155 (B1)
Application Date
December 23, 1997
Publication Date
February 27, 2001
Inventor
Robert R Lech
Norwalk
CT, US
James A Jorasch
Stamford
CT, US
Daniel E Tedesco
Stamford
CT, US
Jay S Walker
Ridgefield
CT, US
Agent
Dean Alderucci
US
Kurt M Maschoff
US
Assignee
Walker Digital
CT, US
IPC
G06F 7/00
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