06081790 is referenced by 316 patents and cites 12 patents.

A system for secure presentment and payment having a first electronic processing device and a second electronic processing device. The first processing device creates a presentment ticket from stored invoice data, and securely transmits the presentment ticket and the invoice data to the second processing device. The second processing device determines which invoices are to be paid and creates a corresponding remittance advice which it securely transmits to said first processing device. The first processing device creates a commercial payment ticket corresponding to the remittance advice and securely transmits it to the second processing device. The second processing device then securely transmits electronic money to the first processing device in an amount corresponding to that specified in the remittance advice.

Title
System and method for secure presentment and payment over open networks
Application Number
9/45244
Publication Number
6081790
Application Date
March 20, 1998
Publication Date
June 27, 2000
Inventor
Sholom S Rosen
New York
NY, US
Agent
Morgan & Finnegan
Assignee
Citibank N A
NY, US
IPC
G06F 17/00
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