05955961 is referenced by 428 patents and cites 16 patents.

A programmable transaction card enables accessing a selected one of a plurality of different accounts with the same or different financial institutions through communication with an authorization center while providing important anti-fraud features. The transaction card includes a keyboard for selecting a desired account and for entering optional identification information for the card. The transaction card generates an account number corresponding to the selected account. The account number, together with the identification information, if entered, is presented in a form which is readable by a reader device but is not discernible by the human eye, e.g., by emulation of a magnetic strip. In an alternative embodiment, an optical reader can be used. Upon reading the account number and the identification information by the (e.g., magnetic) reader device during a transaction, the account number and the identification information are transmitted to the authorization center for verification and access to the selected account.

Title
Programmable transaction card
Application Number
803972
Publication Number
5955961
Application Date
September 25, 1996
Publication Date
September 21, 1999
Inventor
Robert S Wallerstein
9782 Tottenham Ct., Beverly Hills, 90210
CA, US
Agent
Blakely Sokoloff Taylor & Zafman
IPC
G07D 7/00
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