05953710 is referenced by 744 patents and cites 2 patents.

Methods and credit or debit card systems are disclosed that allow the available credit to be determined by someone other than the card issuer and that allow a limit to be set on the number of expenditures that can be made. The methods and systems can be used to provide a mechanism for supervising credit or debit card usage. Methods and systems are disclosed which include a child's credit card account linked to a parent's credit or debit card account. The parent may change the child's available credit without changing the total combined available credit for the child's and the parent's accounts. In addition, an expenditure counter figure associated with the child's account is disclosed which can be used by the parent to enable the child to make an unlimited number of purchases, a limited number of purchases, or no purchases. The parent may make a single payment for both the child's and the parent's credit card accounts. The methods and systems disclosed may be used outside of the parent/child context whenever supervision is required. They may also be used by a single individual to provide limited credit card usage in less secure environments.

Title
Childrens credit or debit card system
Application Number
8/727979
Publication Number
5953710
Application Date
October 9, 1996
Publication Date
September 14, 1999
Inventor
Stephen S Fleming
180 Mallorca Way, San Francisco, 94123
CA, US
Agent
McCutchen Doyle Brown & Enersen
IPC
G06F 15/30
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