05903830 is referenced by 405 patents and cites 26 patents.

A transaction security apparatus which comprises a receiver for receiving one of a limitation and a restriction on an account usage, wherein the one of a limitation and a restriction on an account usage are received in real-time from an individual account holder, a memory for storing the one of a limitation and a restriction on an account usage, and a central processing device for processing an authorization request for a transaction on an account in conjunction with the one of a limitation and a restriction on an account usage. The central processing device generates a first signal, wherein the first signal contains information for one of authorizing and disallowing the transaction. A method for transaction security which comprises receiving one of a limitation and a restriction on an account usage, wherein the one of a limitation and a restriction on an account usage are received in real-time from an individual account holder, storing the one of a limitation and a restriction on an account usage, processing an authorization request for a transaction on an account in conjunction with the one of a limitation and a restriction on an account usage, and determining whether the transaction is one of authorized and unauthorized.

Title
Transaction security apparatus and method
Application Number
694199
Publication Number
5903830
Application Date
June 12, 1997
Publication Date
May 11, 1999
Inventor
Robert Richard Bock
27 Sumner Ave., Yonkers, 10704
NY, US
Raymond Anthony Joao
122 Bellevue Pl., Yonkers, 10703
NY, US
Agent
Raymond A Joao
IPC
H04Q
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