05832463 is referenced by 324 patents and cites 28 patents.

The automated improved check processing system and method includes a data entry device (200, 202) for receiving checking account information (304, 306, 308) and a check amount (302) of a check (210, 300) provided in a transaction. The transaction may take place at a bank teller window or a point-of-sale. The checking account information and check amount are electronically transmitted to the institution or servicer (208) drawn on for electronic presentment and posting to the proper checking account. Additionally, an image capturer (204) may be used at the time of the transaction to obtain a digitized image of the face of the check. The captured image may then be forwarded electronically to a database, which is readily accessible for research purposes.

Title
Automated system and method for checkless check transaction
Application Number
8/623584
Publication Number
5832463
Application Date
March 28, 1996
Publication Date
November 3, 1998
Inventor
Wade L Funk
Plano
TX, US
Agent
L Joy Griebenow
Terry J Stalford
Assignee
Electronic Data Systems Corporation
TX, US
IPC
G06F 17/60
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