05815657 is referenced by 642 patents and cites 43 patents.

An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a password to avoid unauthorized payments. When access is authorized, a graphical representation of the payment instruments is presented on the display to enable a user to select a payment method of their choice. Once a payment instrument is selected, a summary of the goods for purchase are presented to the user and the user enters an electronic approval for the transaction or cancels the transaction. Electronic approval results in the generation of an electronic transaction to complete the order.

Title
System, method and article of manufacture for network electronic authorization utilizing an authorization instrument
Application Number
8/638355
Publication Number
5815657
Application Date
April 26, 1996
Publication Date
September 29, 1998
Inventor
Bipinkumar G Parmar
Cupertino
CA, US
Kevin Hughes
San Mateo
CA, US
Humphrey Williams
Palo Alto
CA, US
Agent
Warren & Perez
Assignee
VeriFone
CA, US
IPC
G06F 17/60
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