05649118 is referenced by 559 patents and cites 1 patents.

Systems and methods are disclosed wherein a single set of consumer items may be purchased by debiting any of a plurality of accounts stored on a smart card. According to an embodiment disclosed herein, a point-of-sale terminal includes a terminal processor, an item identification device, a terminal memory, and a smart card reader. The item identification device may include a conventional UPC bar code reader adapted to read UPC bar codes on consumer items. A cost table and a plurality of item tables are electronically stored in terminal memory. The cost table associates each item identifier (UPC bar code) with a corresponding cost. Each item table contains a list of item identifiers, and may optionally associate specific item identifiers with corresponding accounts. Each item table is uniquely identified using an item table identifier. The terminal memory, item identification device, and smart card reader are all coupled to the terminal processor. A smart card is equipped with smart card memory for storing a plurality of data files, and a smart card processor adapted to execute a software operating system for managing the plurality of data files. Each data file associates an account identifier for uniquely specifying a given account with an account balance and at least one item table identifier. Accounts are implemented, for example, by service providers such as Visa, MasterCard, Discover, ATM networks, food stamp programs, other types of welfare programs, unemployment compensation, or the like.

Title
Smart card with multiple charge accounts and product item tables designating the account to debit
Application Number
112487
Publication Number
5649118
Application Date
May 27, 1994
Publication Date
July 15, 1997
Inventor
Richard John Skibo
Skillman
NJ, US
Kathleen M Murphy
Bedminster
NJ, US
Lydia Anne Curtis
Bridgewater
NJ, US
William Reid Carlisle
Morristown
NJ, US
Agent
Steven R Bartholomew
Assignee
Lucent Technologies
NJ, US
IPC
G06G 7/52
G06F 17/60
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