05274547 is referenced by 298 patents and cites 2 patents.

Systems and methods for generating credit reports. The system includes a central data processing facility (also referred to as a data processor or host computer) which is connectable to the three national credit repositories dedicated data links. The central data processor requests credit information on an applicant from one or more of the repositories, generates a credit report, and transmits the report to the requesting user (i.e., customer). Requests and reports are transmitted via a communications system or network which includes: local telephone lines; Redi-Access; Accunet; and a dedicated, high speed, data transmission channel. If data is inputted from more than one repository, the central data processing facility eliminates duplicated data, selects the best data if there are conflicts, and merges the remaining data into a single report.

Title
System for generating and transmitting credit reports
Application Number
7/637071
Publication Number
5274547
Application Date
January 3, 1991
Publication Date
December 28, 1993
Inventor
Robb Murdock
Encinitas
CA, US
Nichola A St Laurent
Encinitas
CA, US
George S Zoffel
Kirkland
WA, US
Agent
Hughes & Multer
Assignee
Credco of Washington
WA, US
IPC
G06G 7/52
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