05206803 is referenced by 282 patents and cites 4 patents.

A data processing pension plan monitor is directed specifically to the management and controlled access of pension-backed credit. This system permits pension plan participants to establish a line of credit (LOC), based on their vested interest in a sponsored pension plan. This LOC is thereafter systematically applied to a plurality of accounts, each permitted selected credit card and/or check writing privileges.

The present invention balances credit access with long term pension requirements. The charges associated with the credit accessed are paid back to the pensioner, thereby retaining certain tax deferred privileges while permitting access to the accumulated funds.

Title
System for enhanced management of pension-backed credit
Application Number
7/670060
Publication Number
5206803
Application Date
March 15, 1991
Publication Date
April 27, 1993
Inventor
Franco Modigliani
25 Clark St., Belmont, 02178
MA, US
Francis M Vitagliano
117 Revere St., Boston, 02114
MA, US
Agent
Hopgood Calimafde Kalil Blaustein & Judlowe
IPC
G06F 15/30
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