A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and automatically revising the interest-free revolving amount or account or the periodic payment using the computer processor based upon at least one user performance metric over a predetermined period of time; wherein the interest-free revolving amount or account or the periodic payment for maintaining the interest-free revolving amount is determined by the user via the network

Title
System and Method for Providing Borrowing Schemes
Application Number
13/445592
Publication Number
20120209761
Application Date
April 12, 2012
Publication Date
August 16, 2012
Inventor
Jennifer C McGarry
Haddonfield
NJ, US
Heather Margaret Emerson
San Francisco
CA, US
Kevin Thomas Dame
San Francisco
CA, US
Ian Michael Groulx
Oakland
CA, US
Ryan Alan Jacoby
New York
NY, US
James Samuel Moed
Baltimore
MD, US
Joy Lynn Koppenhaver
Bear
DE, US
Manning R Field
Media
PA, US
Frank Cawley Dragotta
Philadelphia
PA, US
Maria Teresita Vicente
Marlton
NJ, US
Assignee
Jpmorgan Chase Bank Na
NY, US
IPC
G06Q 40/02
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