A fraudulent business transaction application (FBTA) is provided in embodiments of the present invention for monitoring fraudulent transactions. When a consumer supplies account access information in order to carry out an Internet business transaction, the FBTA uses an online fraud mitigation engine to detect phishing intrusions and identity theft. Embodiments are also provided for calculating travel velocity and transaction frequency, which are useful for determining a fraudulent transaction. Further embodiments are provided for authenticating a transaction using a cookie stored on a client device and a behavior profile stored on a server.

Title
Fraud analyst smart cookie
Application Number
11/411660
Publication Number
20070038568
Application Date
April 26, 2006
Publication Date
February 15, 2007
Inventor
David Helsper
Marietta
GA, US
Todd Greene
Alpharetta
GA, US
Agent
Needle & Rosenberg PC
GA, US
IPC
H04K 01/00
H04L 09/00
G06Q 99/00
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