Multiple business channels are provided for a borrower to apply for an automobile loan and, in addition, multiple channels are provided for the distribution of loan funds for approved applications to borrowers. Through implementation of a network of partner lenders, a primary lender may offer a seamless integration of its loan products with partner lenders across multiple channels. A borrower may investigate automobile loan products, submit an application for an automobile loan, and receive a decision of whether or not the application was approved. For loans that are approved, the borrower may further commit to the terms to the loan, resulting in the production of a check that the borrower may use to purchase an automobile.

Title
Systems and methods for automated loan processing and distribution using multiple channels
Application Number
11/156660
Publication Number
20050289045
Application Date
June 21, 2005
Publication Date
December 29, 2005
Inventor
David R Lawson
Dallas
TX, US
Agent
Finnegan Henderson Farabow Garrett & Dunner
DC, US
Assignee
Capital One Financial Corporation
IPC
G06F 17/60
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