A fraudulent business transaction application (FBTA) is provided in embodiments of the present invention for monitoring fraudulent transactions. When a consumer supplies account access information in order to carry out an Internet business transaction, the FBTA uses an online fraud mitigation engine to detect phishing intrusions and identity theft. Embodiments are also provided for calculating travel velocity and transaction frequency, which are useful for determining a fraudulent transaction. Further embodiments are provided for authenticating a transaction using a cookie stored on a client device and a behavior profile stored on a server.

Title
Fraud analyst smart cookie
Application Number
EP20070755132 20070411
Publication Number
2011074 (A1)
Application Date
April 11, 2007
Publication Date
January 7, 2009
Inventor
Helsper David
US
Greene Todd
US
Assignee
Digital Envoy
US
IPC
G06Q 99/00
G06Q 99/00
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